Oil Furnace ? supplement gas fireplace

I have an oil furnace that's only 82% efficient.  I use 500 gal of oil for
my 1,000 sf house yearly.  Like everyone, I'm thinking alternative source
of heat.  I live alone and cannot pick up heavy pellet bags!  Would it be
worth converting my fireplace to gas?  The price of gas vs oil now is
about $1 cheeper but BTU-wise gas is a little less efficient.  From the
prices I've gotten so far, it would be abougt $3,000 to do the convertion.
 I expect to be in this house for about 4-5 more years.  

I really appreciate the input guys.  Any and all feedback is welcomed!!!
Tammy

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